Checked 2026-10 against official sources
How to get your insurance license, state by state
Life & health, property & casualty and adjuster licenses: hours, exams, fees and the order to do things in, for all 50 states and DC — sourced from each department of insurance.
51states + DC
31need no pre-licensing for life & health
153license guides
Pre-licensing hours for life & health, by state
Pick your state
- AlabamaNone required · University of Alabama (state exam vendor)
- AlaskaNone required · Pearson VUE
- ArizonaNone required · PSI
- Arkansas20 hours · PSI
- California12 hours · PSI
- Colorado50 hours · Pearson VUE
- Connecticut20 hours · Pearson VUE
- DelawareNone required · Pearson VUE
- District of Columbia— · Pearson VUE
- Florida60 hours · Pearson VUE
- Georgia8 hours · Pearson VUE
- HawaiiNone required · Pearson VUE
- IdahoNone required · Pearson VUE
- Illinois20 hours · Pearson VUE
- Indiana20 hours · Pearson VUE
- IowaNone required · Pearson VUE
- KansasNone required · Pearson VUE
- Kentucky20 hours · Kentucky DOI (in-house; scheduled via eServices)
- LouisianaNone required · PSI
- MaineNone required · Pearson VUE
- MarylandNone required · Prometric
- MassachusettsNone required · Pearson VUE
- Michigan20 · PSI
- Minnesota20 hours · PSI
- Mississippi20 hours · Pearson VUE
- MissouriNone required · Pearson VUE
- MontanaNone required · Pearson VUE
- NebraskaNone required · PSI
- NevadaNone required · Pearson VUE
- New HampshireNone required · PSI
- New Jersey20 hours · PSI
- New MexicoNone required · PSI
- New York20 hours · PSI
- North Carolina20 hours · Pearson VUE
- North DakotaNone required · PSI
- Ohio20 hours · PSI
- OklahomaNone required · PSI
- Oregon20 hours · PSI
- PennsylvaniaNone required · PSI
- Rhode IslandNone required · Pearson VUE
- South CarolinaNone required · Pearson VUE
- South DakotaNone required · Pearson VUE
- TennesseeNone required · Pearson VUE
- TexasNone required · Pearson VUE
- UtahNone required · Prometric
- VermontNone required · Prometric
- VirginiaNone required · Prometric
- WashingtonNone required · PSI
- West Virginia20 hours · Pearson VUE
- Wisconsin20 hours · PSI
- WyomingNone required · Pearson VUE
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Life & health license by state · Property & casualty license by state · Adjuster license by state
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